📝 What Happens After You Go Under Contract? (Step-by-Step for Buyers)

🎉 You Got Your Offer Accepted… Now What?

First off… congrats.

This is a big deal.

But now the real process begins… and this is where a lot of buyers start to feel overwhelmed.

So let’s break it down step-by-step so you know exactly what’s coming 👇

🔍 Step 1: Inspection Period

This is your chance to really understand what you’re buying.

👉 Home inspection gets scheduled
👉 Issues (if any) are identified
👉 You can negotiate repairs or credits

What to know:

👉 No house is perfect
👉 The goal is awareness… not panic

💰 Step 2: Appraisal

Your lender orders this.

👉 It determines the home’s value
👉 Needs to support the purchase price

If it comes in low?

👉 There are still options… don’t stress yet

📑 Step 3: Loan Processing + Underwriting

This is where your lender is working behind the scenes.

👉 Verifying income
👉 Reviewing documents
👉 Finalizing approval

Important:

👉 Don’t make big financial changes during this time (seriously 😅)

🏡 Step 4: Final Walkthrough

This happens right before closing.

👉 Make sure the home is in expected condition
👉 Confirm agreed repairs are done

Think of it as your final check.

🔑 Step 5: Closing Day

This is the finish line.

👉 You sign documents
👉 Funds are transferred
👉 You get the keys

And just like that…

👉 You’re a homeowner 🎉

🧠 What Most Buyers Don’t Expect

It’s not a straight line.

There might be:

👉 Delays
👉 Extra document requests
👉 A little back-and-forth

Totally normal.

⚖️ The Key to a Smooth Process

👉 Stay responsive
👉 Ask questions
👉 Don’t overreact to every bump

And most importantly…

👉 Have someone guiding you through it

💬 Final Thought

The process can feel like a lot…

But when you know what’s coming?

👉 It gets a whole lot easier.

And instead of stressing…

👉 You can actually enjoy the experience.

If you’re thinking about buying and want to feel confident going into it…

Let’s walk through it together.

Because around here…
👉 It’s ALL figure-out-able.

👉 “If you’re thinking about buying a home in Redmond Oregon, I’ll walk you through every step so nothing catches you off guard.”

👉 “And if you’re selling a home in Central Oregon, understanding this process helps you manage offers and timelines with confidence.”

👋 Holli Cobb, REALTOR

Real Estate Agent in Redmond, Oregon
Holli Sells Homes | REAL Broker
📧 [email protected]

🌐 HolliSellsHomes.net
📞 541-640-3800