What Actually Happens After Your Offer Is Accepted

I'm Holli Cobb, a REALTOR® with REAL Broker in Redmond, and getting an offer accepted is exciting, but it's really the start of a new sequence with real deadlines. Here's what actually happens next, covered in more detail on how I help you buy a home.

Oregon's standard inspection period is typically 10 business days from acceptance. This is your real window to have the home inspected and, if something significant turns up, negotiate repairs, a credit, or walk away, depending on what matters most to you and what the contract allows.

While inspection is happening, your lender is moving your loan through underwriting, and if you're financing, the lender orders an appraisal, a licensed appraiser's opinion of the home's value based on recent comparable sales, condition, and location. If the appraisal comes in below your offer price, you have real options: renegotiate the price, bring extra cash to cover the gap, or in some cases walk away, depending on your contract's terms. This is exactly the kind of moment where staying calm and knowing your options matters most.

A title company checks that the seller can actually convey clear ownership, no liens, no boundary disputes, no surprises in the ownership history. You rarely hear about this step unless something's wrong, which is exactly the point.

Closing in Oregon goes through a title and escrow company; the state doesn't require an attorney at the table. You'll do a final walkthrough, sign your loan documents, and the sale gets recorded with the county. That recording is what makes it official, and it's also when you get your keys.

If any part of this feels like a lot to track, that's exactly why I stay involved through every step rather than handing you off after the offer is accepted. Get in touch if you want to talk through where you're starting from.