← The Virtual Home Buyer Seminar

The Virtual Home Buyer Seminar

The exact step-by-step video series on financing, the buying process, making an offer, and what happens after it's accepted, for buyers in Redmond and Central Oregon.

Watch in any order

Nine short videos, each on one real question buyers ask me before they start looking. Watch the ones that matter to you first, come back for the rest whenever you want.

Thinking About Buying?

Learn to take advantage of tax-saving opportunities instead of throwing your money away.

  • Take advantage of tax-saving opportunities instead of throwing your money away
  • Walk through the important aspects of purchasing a home

What to Expect When Buying a Home

What actually happens once you decide to start looking.

  • We've helped hundreds of buyers through this exact process
  • My team and I are free to you, the seller pays our fees, and you still have an agent working for your interests, not theirs

Home Buying Process: First Step

The one thing to do before you look at a single house.

  • Know what you can actually afford by getting qualified for a loan first
  • Don't go house hunting before you go mortgage shopping

Pre-Approval vs. Pre-Qualification

The difference between the two, and why it costs or saves you real money.

  • Pre-qualification is a conversation with a loan officer, nothing is verified yet
  • Pre-approval means the lender has your real documents and has told you what you're actually approved for, on what loan, at what rate

10 Things Not to Do Once You're Under Contract

The mistakes that can derail a closing after your offer is accepted.

  • Don't change jobs, go self-employed, or quit your current one
  • Don't finance a vehicle
  • Don't open new credit or let existing accounts fall behind
  • Don't spend the money you've saved for closing
  • Don't leave any debt or liability off your loan application

The Pros and Cons of Buying a Home

An honest look at both sides before you commit.

  • Pro: your wealth can grow as you build equity in the home
  • Con: maintenance is real, both the money and the work of keeping a home in good condition

How Much Money Do I Need to Buy a Home?

It's usually less than people assume.

  • There are real loan programs and grants that can help you qualify to buy

3 Tips to Get Your Offer Accepted

What actually makes a seller say yes.

  • Offer a genuinely competitive price on the home
  • Put down a larger earnest money deposit
  • Let the seller know you haven't written offers on any other properties

Offer Accepted, What's Next?

The moment everyone gets excited, and then wonders what happens now.

  • Time to get inspections done, review disclosures, secure your loan, and get the appraisal completed

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Ready to make your move with Holli Sells Homes?